If you're wanting to open a zero-balance savings account, our 2-in-1 Savings and Wealth account is a great place to start. Why? Because NiyoX offers the finest savings rates as well as free online fund transfers. To add a touch of 007 t, we give you the financial trinity of 0 Account Maintenance Charges, 0% commission on Mutual Funds investments, and up to 7% interest p.a.* on your savings.