monthly makes an attepmt to reinvent the Finance category of the App Store. PROBLEM Virtually all the lightweight finance apps follow the bottom-up, expense-tracking paradigm. Meaning they sum up your expenses, but they do it when the money is already gone. No money saving here, just dissapointment at the end of the month. SOLUTION monthly is the first app to use a reverse, top-down paradigm. With monthly you: 1. PLAN your budget ahead of the month (income - expenses = surplus) 2. transfer the surplus to your savings account 3. track expenses along the month not to exceed the planned budget The difference is the PLANNING part. The result being having saved the surplus money on your savings account when the month ends. monthly monthly is a nwe, different kind of finance app. Plus it's beautiful & simple.