EmailACheck lets you create an encrypted check on your mobile device securely, sign the check and make a payment that is sent via email or text.
EMailACheck is a mobile App that allows you to write checks, and email or text them to someone you want to pay, instantly at practically no cost. A user downloads the eMailACheck mobile app. sets up the user's account (Account Name, Number and Bank information) all of the users information is first verified by text messages and emails.
After this first verification step, you will need to set up your electronic checkbook. In order to get your check from your bank you need to verify 2 remote deposits that only an owner of an account has access to, the bank information is verified by the bank and the user. This entire process takes between 5-10 minutes. The mobile app does not handle any transactions and does not keep any personal information. The emailacheck is like having a check book on your phone or computer. All transactions are handled by your bank. In order to write a check you need to have a passcode for your phone and then another passcode for the mobile app. In order to write the check you need to be the signor on the bank account and apply your signature each time, no signature is stored. The mobile app creates a unique personalized check each time with a barcode and repeating information in the background to prevent counterfeiting, manipulation, or forgery.
The encrypted check is then sent via email or text to the person you wish to pay. Emailacheck has numerous levels of security, The pass codes allow the user to write, approve, sign and issue checks. Once this information is input, only the authorized user can operate the system and then it still requires the owner of the account to sign it. The bank is supposed to only pay an authorized check that has been signed by the owner.After you write a check, you email the check and the recipient can verify it by looking directly at the check to confirm all the information matches the background or they can also use a bar-code app to verify the information. The recipient then can either print and deposit the check using regular means, with a scanner, by remote deposit, by a mobile banking app, or by emailing the check to the bank.Save on Postage – our payments are emailed so you save postage, save at least 60 cents Save on handling costs – no stuffing envelopes , licking stamps to mail a check Save on envelopes – no need for envelopes that cost usually at least 10 cents each Save on envelopes – no need for envelopes that cost usually at least 10 cents each Save on pre-printed checks and ink – save on stock paper and ink that usually costs about 10 cents each. Don’t worry about slow mail or your checks getting lost, don’t worry about the wrong person getting your check. Have proof that a check is received and know when it is received. This will help you prevent late fees. Only email the check when your funds are available and send on bank fees. Don’t waste money on express delivery services we get your check there instantly.
Receive payments instantly, anytime and anywhere no need to go to your mailbox, no lost or delayed mail. Deposit your checks without going to the bank, remotely, always have a copy of the check without wasting paper. Every check requires a signature unlike many other payment apps , The bank verifies the payment amounts, signature and account number before cashing a check, if they cash a check that is not signed it’s the banks responsibility. Every check that is sent is personalized so you don’t send to the wrong person with some of the other payment apps. By emailing a check only the person that supposed to receive it can get it, unlike mail. Don’t send the payment to the wrong person.